DUTRAC COMMUNITY
State-Chartered • DUBUQUE, Iowa • Est. 1946
Quick Facts
- Charter Number
- #64471
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- DUBUQUE, Iowa 52004-3250
- Address
- P O BOX 3250
- Branches
- 15
- ATMs
- 14
- Members
- 53,305
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
53,305 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | DUTRAC COMMUNITY |
|---|---|
| Total Assets | $1.2B |
| Members | 53,305 |
| Loans Outstanding | $913.5M |
| Shares & Deposits | $1.1B |
| Net Worth | $140.2M |
| Net Worth Ratio | 11.59% |
| Loan-to-Share Ratio | 85.8% |
| Delinquency Rate | 0.95% |
| Net Income | +$11,230,121 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 14 ATMs
ASBURY
Main Office3465 ASBURY RD
DUBUQUE, IA 52002
ST. MARY'S
380 E 14TH ST
DUBUQUE, IA 52001-4972
PERU ROAD
18181 PERU RD
DUBUQUE, IA 52001
JERSEY RIDGE
2330 E 53RD ST
DAVENPORT, IA 52807
ELDRIDGE
200 N 4TH AVE
ELDRIDGE, IA 52748-1114
Who Can Join DUTRAC COMMUNITY?
Membership Type: Community
Membership eligibility for DUTRAC COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact DUTRAC COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Iowa RankingsFrequently Asked Questions
Yes. DUTRAC COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, DUTRAC COMMUNITY has 53,305 members and a potential membership field of 1,940,542 people.
DUTRAC COMMUNITY's net worth ratio is 11.59% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.6%, DUTRAC COMMUNITY meets this threshold.
DUTRAC COMMUNITY operates 15 branch locations and has access to 14 ATMs. The main office is located at 3465 ASBURY RD, DUBUQUE, IA 52002.
DUTRAC COMMUNITY was established in 1946. It is a state-chartered credit union chartered under charter number 64471. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or DUTRAC COMMUNITY. All financial data is for informational purposes only.