EARNING TREE
Federal • Wilkes Barre, Pennsylvania • Est. 1958
Quick Facts
- Charter Number
- #12333
- Type
- Federal
- Established
- 1958
- Headquarters
- Wilkes Barre, Pennsylvania 18703
- Address
- PO Box 1234
- Branches
- 4
- Members
- 1,883
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,883 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EARNING TREE |
|---|---|
| Total Assets | $47.0M |
| Members | 1,883 |
| Loans Outstanding | $7.0M |
| Shares & Deposits | $42.3M |
| Net Worth | $5.0M |
| Net Worth Ratio | 10.56% |
| Loan-to-Share Ratio | 16.6% |
| Delinquency Rate | 2.11% |
| Net Income | +$259,770 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations
Main Office
Main Office800 Wyoming Ave
Wyoming, PA 18644
Loan Department
672 S River St Ste 109
Plains, PA 18705
Back Mountain
2056 Memorial Hwy
Shavertown, PA 18708
Hazleton
239 W Mine St Ste C
Hazleton, PA 18201
Who Can Join EARNING TREE?
Membership Type: Community
Membership eligibility for EARNING TREE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EARNING TREE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. EARNING TREE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EARNING TREE has 1,883 members and a potential membership field of 7,000 people.
EARNING TREE's net worth ratio is 10.56% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.6%, EARNING TREE meets this threshold.
EARNING TREE operates 4 branch locations. The main office is located at 800 Wyoming Ave, Wyoming, PA 18644.
EARNING TREE was established in 1958. It is a federal credit union chartered under charter number 12333. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EARNING TREE. All financial data is for informational purposes only.