EDU
Federal • New Castle, Delaware • Est. 1953
Quick Facts
- Charter Number
- #8609
- Type
- Federal
- Established
- 1953
- Headquarters
- New Castle, Delaware 19720
- Address
- P.O. Box 232
- Branches
- 3
- Members
- 8,064
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
8,064 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDU |
|---|---|
| Total Assets | $43.7M |
| Members | 8,064 |
| Loans Outstanding | $21.4M |
| Shares & Deposits | $40.6M |
| Net Worth | $3.1M |
| Net Worth Ratio | 6.99% |
| Loan-to-Share Ratio | 52.6% |
| Delinquency Rate | 2.72% |
| Net Income | +$318,423 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Main
Main Office113 W 6th St
Historic New Castle, DE 19720-5070
Vital Records
1790 Kirby Pkwy Ste 200
Memphis, TN 38138-7437
Disaster Recovery
203 Booth St
Elkton, MD 21921
Who Can Join EDU?
Membership Type: Community
Membership eligibility for EDU may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDU directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Delaware RankingsFrequently Asked Questions
Yes. EDU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDU has 8,064 members and a potential membership field of 30,000 people.
EDU's net worth ratio is 6.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
EDU operates 3 branch locations. The main office is located at 113 W 6th St, Historic New Castle, DE 19720-5070.
EDU was established in 1953. It is a federal credit union chartered under charter number 8609. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDU. All financial data is for informational purposes only.