EDUCATIONAL AND GOVERNMENTAL
Federal • Hartsdale, New York • Est. 1937
Quick Facts
- Charter Number
- #2346
- Type
- Federal
- Established
- 1937
- Headquarters
- Hartsdale, New York 10530-1811
- Address
- 333 North Central Ave Fl 2
- Branches
- 2
- ATMs
- 2
- Members
- 5,656
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
5,656 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDUCATIONAL AND GOVERNMENTAL |
|---|---|
| Total Assets | $56.2M |
| Members | 5,656 |
| Loans Outstanding | $16.3M |
| Shares & Deposits | $49.0M |
| Net Worth | $6.0M |
| Net Worth Ratio | 10.73% |
| Loan-to-Share Ratio | 33.3% |
| Delinquency Rate | 3.25% |
| Net Income | +$123,256 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main
Main Office333 N Central Ave Fl 2
Hartsdale, NY 10530-1811
Branch
22 W 1st St Ste 311
Mount Vernon, NY 10550-3069
Who Can Join EDUCATIONAL AND GOVERNMENTAL?
Membership Type: Community
Membership eligibility for EDUCATIONAL AND GOVERNMENTAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDUCATIONAL AND GOVERNMENTAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. EDUCATIONAL AND GOVERNMENTAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDUCATIONAL AND GOVERNMENTAL has 5,656 members and a potential membership field of 22,000 people.
EDUCATIONAL AND GOVERNMENTAL's net worth ratio is 10.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.7%, EDUCATIONAL AND GOVERNMENTAL meets this threshold.
EDUCATIONAL AND GOVERNMENTAL operates 2 branch locations and has access to 2 ATMs. The main office is located at 333 N Central Ave Fl 2, Hartsdale, NY 10530-1811.
EDUCATIONAL AND GOVERNMENTAL was established in 1937. It is a federal credit union chartered under charter number 2346. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDUCATIONAL AND GOVERNMENTAL. All financial data is for informational purposes only.