EDWARDS
Federal • Edwards, California • Est. 1962
Quick Facts
- Charter Number
- #14830
- Type
- Federal
- Established
- 1962
- Headquarters
- Edwards, California 93524-8002
- Address
- 10 S Muroc Dr
- Branches
- 2
- ATMs
- 2
- Members
- 13,073
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
13,073 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EDWARDS |
|---|---|
| Total Assets | $276.4M |
| Members | 13,073 |
| Loans Outstanding | $151.9M |
| Shares & Deposits | $253.1M |
| Net Worth | $24.5M |
| Net Worth Ratio | 8.87% |
| Loan-to-Share Ratio | 60.0% |
| Delinquency Rate | 0.71% |
| Net Income | +$919,984 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Edwards AFB Branch
Main Office10 S Muroc Dr
Edwards, CA 93524-8002
Palmdale Branch
39963 10th St W
Palmdale, CA 93551
Who Can Join EDWARDS?
Membership Type: Other/Unknown
Membership eligibility for EDWARDS may vary. Contact the credit union directly to confirm qualification requirements.
Contact EDWARDS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. EDWARDS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EDWARDS has 13,073 members and a potential membership field of 482,000 people.
EDWARDS's net worth ratio is 8.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, EDWARDS meets this threshold.
EDWARDS operates 2 branch locations and has access to 2 ATMs. The main office is located at 10 S Muroc Dr, Edwards, CA 93524-8002.
EDWARDS was established in 1962. It is a federal credit union chartered under charter number 14830. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EDWARDS. All financial data is for informational purposes only.