EFCU FINANCIAL
Federal • Baton Rouge, Louisiana • Est. 1934
Quick Facts
- Charter Number
- #13
- Type
- Federal
- Established
- 1934
- Headquarters
- Baton Rouge, Louisiana 70816-2218
- Address
- 3232 S Sherwood Forest Blvd
- Branches
- 9
- ATMs
- 8
- Members
- 70,858
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
70,858 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EFCU FINANCIAL |
|---|---|
| Total Assets | $1.2B |
| Members | 70,858 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.1B |
| Net Worth | $120.6M |
| Net Worth Ratio | 9.72% |
| Loan-to-Share Ratio | 101.1% |
| Delinquency Rate | 0.33% |
| Net Income | +$15,766,222 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 8 ATMs
Monterrey Branch
3663 Monterrey Dr
Baton Rouge, LA 70814-2920
Shenandoah Branch
15026 Market St
Baton Rouge, LA 70817
Refinery Main Gate Branch
3861 Scenic Hwy
Baton Rouge, LA 70805
Zachary Branch
1804 Church St
Zachary, LA 70791
Burnside Branch
1508 S Burnside Ave
Gonzales, LA 70737-4405
Who Can Join EFCU FINANCIAL?
Membership Type: Occupational
Membership eligibility for EFCU FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact EFCU FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Louisiana RankingsFrequently Asked Questions
Yes. EFCU FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EFCU FINANCIAL has 70,858 members and a potential membership field of 849,530 people.
EFCU FINANCIAL's net worth ratio is 9.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.7%, EFCU FINANCIAL meets this threshold.
EFCU FINANCIAL operates 9 branch locations and has access to 8 ATMs. The main office is located at 3232 S Sherwood Forest Blvd, Baton Rouge, LA 70816-2218.
EFCU FINANCIAL was established in 1934. It is a federal credit union chartered under charter number 13. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EFCU FINANCIAL. All financial data is for informational purposes only.