EL MONTE COMMUNITY
Federal • El Monte, California • Est. 1956
Quick Facts
- Charter Number
- #95072
- Type
- Federal
- Established
- 1956
- Headquarters
- El Monte, California 91732
- Address
- 11718 Ramona Blvd
- Branches
- 2
- ATMs
- 2
- Members
- 2,637
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,637 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EL MONTE COMMUNITY |
|---|---|
| Total Assets | $31.6M |
| Members | 2,637 |
| Loans Outstanding | $17.2M |
| Shares & Deposits | $27.6M |
| Net Worth | $3.5M |
| Net Worth Ratio | 10.98% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.29% |
| Net Income | +$474,681 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office
Main Office11718 Ramona Blvd
El Monte, CA 91732
PORTICO FISERV
2601 NETWORK BLVD
FRISCO, TX 75034
Who Can Join EL MONTE COMMUNITY?
Membership Type: Community
Membership eligibility for EL MONTE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact EL MONTE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. EL MONTE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EL MONTE COMMUNITY has 2,637 members and a potential membership field of 253,850 people.
EL MONTE COMMUNITY's net worth ratio is 10.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, EL MONTE COMMUNITY meets this threshold.
EL MONTE COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 11718 Ramona Blvd, El Monte, CA 91732.
EL MONTE COMMUNITY was established in 1956. It is a federal credit union chartered under charter number 95072. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EL MONTE COMMUNITY. All financial data is for informational purposes only.