EMPEOPLE
State-Chartered • Moline, Illinois • Est. 1935
Quick Facts
- Charter Number
- #68598
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Moline, Illinois 61265-6471
- Address
- 3950 38th Ave
- Branches
- 35
- ATMs
- 33
- Members
- 76,715
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
76,715 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EMPEOPLE |
|---|---|
| Total Assets | $2.3B |
| Members | 76,715 |
| Loans Outstanding | $1.9B |
| Shares & Deposits | $2.1B |
| Net Worth | $179.1M |
| Net Worth Ratio | 8.14% |
| Loan-to-Share Ratio | 93.4% |
| Delinquency Rate | 0.54% |
| Net Income | +$21,124,832 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
35 locations · 33 ATMs
Main Office - Moline
Main Office3950 38th Ave
Moline, IL 61265-6471
Admin Center
1 John Deere Pl
Moline, IL 61265-8010
PDC - Milan
1600 1st Ave E
Milan, IL 61264-2608
Des Moines Works
825 SW Irvinedale Dr
Ankeny, IA 50023
Waterloo Works
3500 E Donald St
Waterloo, IA 50703-9203
Who Can Join EMPEOPLE?
Membership Type: Community
Membership eligibility for EMPEOPLE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EMPEOPLE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. EMPEOPLE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EMPEOPLE has 76,715 members and a potential membership field of 1,030,823 people.
EMPEOPLE's net worth ratio is 8.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, EMPEOPLE meets this threshold.
EMPEOPLE operates 35 branch locations and has access to 33 ATMs. The main office is located at 3950 38th Ave, Moline, IL 61265-6471.
EMPEOPLE was established in 1935. It is a state-chartered credit union chartered under charter number 68598. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EMPEOPLE. All financial data is for informational purposes only.