ENCOMPASS NIAGARA
Federal • Niagara Falls, New York • Est. 1934
Quick Facts
- Charter Number
- #24873
- Type
- Federal
- Established
- 1934
- Headquarters
- Niagara Falls, New York 14304
- Address
- 2525 Military Rd
- Branches
- 1
- ATMs
- 1
- Members
- 2,824
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,824 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ENCOMPASS NIAGARA |
|---|---|
| Total Assets | $23.4M |
| Members | 2,824 |
| Loans Outstanding | $14.3M |
| Shares & Deposits | $20.5M |
| Net Worth | $2.8M |
| Net Worth Ratio | 12.11% |
| Loan-to-Share Ratio | 69.8% |
| Delinquency Rate | 2.54% |
| Net Income | +$49,696 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Encompass Niagara Federal Credit Union
Main Office2525 Military Rd
Niagara Falls, NY 14304
Who Can Join ENCOMPASS NIAGARA?
Membership Type: Other/Unknown
Membership eligibility for ENCOMPASS NIAGARA may vary. Contact the credit union directly to confirm qualification requirements.
Contact ENCOMPASS NIAGARA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. ENCOMPASS NIAGARA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ENCOMPASS NIAGARA has 2,824 members and a potential membership field of 212,666 people.
ENCOMPASS NIAGARA's net worth ratio is 12.11% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, ENCOMPASS NIAGARA meets this threshold.
ENCOMPASS NIAGARA operates 1 branch location and has access to 1 ATMs. The main office is located at 2525 Military Rd, Niagara Falls, NY 14304.
ENCOMPASS NIAGARA was established in 1934. It is a federal credit union chartered under charter number 24873. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ENCOMPASS NIAGARA. All financial data is for informational purposes only.