EVERWISE
State-Chartered • South Bend, Indiana • Est. 1931
Quick Facts
- Charter Number
- #60060
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- South Bend, Indiana 46601-1805
- Address
- 110 S Main St
- Branches
- 49
- ATMs
- 52
- Members
- 298,229
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
298,229 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | EVERWISE |
|---|---|
| Total Assets | $5.6B |
| Members | 298,229 |
| Loans Outstanding | $4.4B |
| Shares & Deposits | $5.0B |
| Net Worth | $505.1M |
| Net Worth Ratio | 8.95% |
| Loan-to-Share Ratio | 88.3% |
| Delinquency Rate | 1.04% |
| Net Income | +$70,503,237 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
49 locations · 52 ATMs
Avon 26
7607 E US Highway 36
Avon, IN 46123
Concord 24
4574 Elkhart Rd
Elkhart, IN 46517
Corporate 11
Main Office110 S Main St
South Bend, IN 46601-1805
County Road 6 29
201 County Road 6 W
Elkhart, IN 46514
Crawfordsville 18
1570 S US Highway 231
Crawfordsville, IN 47933-9409
Who Can Join EVERWISE?
Membership Type: Community
Membership eligibility for EVERWISE may vary. Contact the credit union directly to confirm qualification requirements.
Contact EVERWISE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. EVERWISE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, EVERWISE has 298,229 members and a potential membership field of 6,879,357 people.
EVERWISE's net worth ratio is 8.95% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, EVERWISE meets this threshold.
EVERWISE operates 49 branch locations and has access to 52 ATMs. The main office is located at 110 S Main St, South Bend, IN 46601-1805.
EVERWISE was established in 1931. It is a state-chartered credit union chartered under charter number 60060. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or EVERWISE. All financial data is for informational purposes only.