FAMILY FINANCIAL
State-Chartered • Norton Shores, Michigan • Est. 1959
Quick Facts
- Charter Number
- #61633
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Norton Shores, Michigan 49441
- Address
- 3575 Henry St
- Branches
- 4
- ATMs
- 4
- Members
- 16,646
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
16,646 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY FINANCIAL |
|---|---|
| Total Assets | $169.2M |
| Members | 16,646 |
| Loans Outstanding | $95.8M |
| Shares & Deposits | $148.1M |
| Net Worth | $19.3M |
| Net Worth Ratio | 11.42% |
| Loan-to-Share Ratio | 64.6% |
| Delinquency Rate | 1.02% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
Family Financial Credit Union Hart Branch
4075 W Polk Rd
Hart, MI 49420-8177
Family Financial Credit Union N Muksegon Branch
1798 Holton Rd
N Muskegon, MI 49445-1473
Main Office
Main Office3575 Henry St
Norton Shores, MI 49441
Family Financial Downtown HUB
844 1st St
Muskegon, MI 49440-1125
Who Can Join FAMILY FINANCIAL?
Membership Type: Community
Membership eligibility for FAMILY FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Michigan RankingsFrequently Asked Questions
FAMILY FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, FAMILY FINANCIAL has 16,646 members and a potential membership field of 1,455,322 people.
FAMILY FINANCIAL's reported net worth ratio is 11.42% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
FAMILY FINANCIAL operates 4 branch locations and has access to 4 ATMs. The main office is located at 3575 Henry St, Norton Shores, MI 49441.
FAMILY FINANCIAL was established in 1959. It is a state-chartered credit union chartered under charter number 61633. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY FINANCIAL. All financial data is for informational purposes only.