FAMILY FINANCIAL
State-Chartered • Norton Shores, Michigan • Est. 1959
Quick Facts
- Charter Number
- #61633
- Type
- State-Chartered
- Established
- 1959
- Headquarters
- Norton Shores, Michigan 49441
- Address
- 3575 Henry St
- Branches
- 4
- ATMs
- 4
- Members
- 16,677
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
16,677 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FAMILY FINANCIAL |
|---|---|
| Total Assets | $165.0M |
| Members | 16,677 |
| Loans Outstanding | $94.9M |
| Shares & Deposits | $144.4M |
| Net Worth | $19.3M |
| Net Worth Ratio | 11.67% |
| Loan-to-Share Ratio | 65.7% |
| Delinquency Rate | 1.01% |
| Net Income | +$896,163 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Family Financial Credit Union Hart Branch
4075 W Polk Rd
Hart, MI 49420-8177
Family Financial Credit Union N Muksegon Branch
1798 Holton Rd
N Muskegon, MI 49445-1473
Main Office
Main Office3575 Henry St
Norton Shores, MI 49441
Family Financial Downtown HUB
844 1st St
Muskegon, MI 49440-1125
Who Can Join FAMILY FINANCIAL?
Membership Type: Community
Membership eligibility for FAMILY FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FAMILY FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. FAMILY FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FAMILY FINANCIAL has 16,677 members and a potential membership field of 1,431,179 people.
FAMILY FINANCIAL's net worth ratio is 11.67% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, FAMILY FINANCIAL meets this threshold.
FAMILY FINANCIAL operates 4 branch locations and has access to 4 ATMs. The main office is located at 3575 Henry St, Norton Shores, MI 49441.
FAMILY FINANCIAL was established in 1959. It is a state-chartered credit union chartered under charter number 61633. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FAMILY FINANCIAL. All financial data is for informational purposes only.