FINANCIAL HORIZONS
Federal • HAWTHORNE, Nevada • Est. 1947
Quick Facts
- Charter Number
- #86755
- Type
- Federal
- Established
- 1947
- Headquarters
- HAWTHORNE, Nevada 89415
- Address
- P.O. BOX 2288
- Branches
- 4
- ATMs
- 4
- Members
- 14,399
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
14,399 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FINANCIAL HORIZONS |
|---|---|
| Total Assets | $307.0M |
| Members | 14,399 |
| Loans Outstanding | $171.3M |
| Shares & Deposits | $275.3M |
| Net Worth | $38.4M |
| Net Worth Ratio | 12.51% |
| Loan-to-Share Ratio | 62.2% |
| Delinquency Rate | 0.04% |
| Net Income | +$3,158,854 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Financial Horizons CU
201 N Main St
Yerington, NV 89447
Financial Horizons CU
2711 Reno Hwy
Fallon, NV 89406
Financial Horizons CU
311 S Bridge St
Winnemucca, NV 89445-3187
Financial Horizons Credit Union
Main OfficePO Box 2288
Hawthorne, NV 89415
Who Can Join FINANCIAL HORIZONS?
Membership Type: Community
Membership eligibility for FINANCIAL HORIZONS may vary. Contact the credit union directly to confirm qualification requirements.
Contact FINANCIAL HORIZONS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Nevada RankingsFrequently Asked Questions
Yes. FINANCIAL HORIZONS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FINANCIAL HORIZONS has 14,399 members and a potential membership field of 28,000 people.
FINANCIAL HORIZONS's net worth ratio is 12.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.5%, FINANCIAL HORIZONS meets this threshold.
FINANCIAL HORIZONS operates 4 branch locations and has access to 4 ATMs. The main office is located at PO Box 2288, Hawthorne, NV 89415.
FINANCIAL HORIZONS was established in 1947. It is a federal credit union chartered under charter number 86755. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FINANCIAL HORIZONS. All financial data is for informational purposes only.