FIRST CALIFORNIA
Federal • Fresno, California • Est. 1982
Quick Facts
- Charter Number
- #23964
- Type
- Federal
- Established
- 1982
- Headquarters
- Fresno, California 93726
- Address
- 2525 E Shields Ave
- Branches
- 2
- ATMs
- 2
- Members
- 9,311
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,311 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST CALIFORNIA |
|---|---|
| Total Assets | $109.8M |
| Members | 9,311 |
| Loans Outstanding | $53.8M |
| Shares & Deposits | $98.7M |
| Net Worth | $10.9M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 54.5% |
| Delinquency Rate | 0.92% |
| Net Income | +$1,643,896 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
First California Federal Credit Union
Main Office2525 E Shields Ave
Fresno, CA 93726
CO-OP / Velera
615 Channelside Dr
Tampa, FL 33602
Who Can Join FIRST CALIFORNIA?
Membership Type: Community
Membership eligibility for FIRST CALIFORNIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST CALIFORNIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View California RankingsFrequently Asked Questions
Yes. FIRST CALIFORNIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST CALIFORNIA has 9,311 members and a potential membership field of 22,000 people.
FIRST CALIFORNIA's net worth ratio is 9.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, FIRST CALIFORNIA meets this threshold.
FIRST CALIFORNIA operates 2 branch locations and has access to 2 ATMs. The main office is located at 2525 E Shields Ave, Fresno, CA 93726.
FIRST CALIFORNIA was established in 1982. It is a federal credit union chartered under charter number 23964. The institution has been serving members for 44 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST CALIFORNIA. All financial data is for informational purposes only.