FIRST COMMUNITY
State-Chartered • Houston, Texas • Est. 1954
Quick Facts
- Charter Number
- #66818
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Houston, Texas 77284-0129
- Address
- PO Box 840129
- Branches
- 14
- ATMs
- 15
- Members
- 182,310
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
182,310 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST COMMUNITY |
|---|---|
| Total Assets | $3.0B |
| Members | 182,310 |
| Loans Outstanding | $2.1B |
| Shares & Deposits | $2.1B |
| Net Worth | $232.4M |
| Net Worth Ratio | 7.81% |
| Loan-to-Share Ratio | 101.6% |
| Delinquency Rate | 0.48% |
| Net Income | +$31,072,006 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
14 locations · 15 ATMs
Sugar Land
3400 Highway 6
Sugar Land, TX 77478-4408
Copperfield
15260 FM 529 Rd
Houston, TX 77095-3252
Administration
Main Office15260 FM 529 Rd
Houston, TX 77095-3252
Spring Branch
9100 Westview Dr
Houston, TX 77055-6420
Tomball
26926 State Highway 249
Tomball, TX 77375-6515
Who Can Join FIRST COMMUNITY?
Membership Type: Community
Membership eligibility for FIRST COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. FIRST COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST COMMUNITY has 182,310 members and a potential membership field of 7,500,000 people.
FIRST COMMUNITY's net worth ratio is 7.81% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, FIRST COMMUNITY meets this threshold.
FIRST COMMUNITY operates 14 branch locations and has access to 15 ATMs. The main office is located at 15260 FM 529 Rd, Houston, TX 77095-3252.
FIRST COMMUNITY was established in 1954. It is a state-chartered credit union chartered under charter number 66818. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST COMMUNITY. All financial data is for informational purposes only.