FIRST FINANCIAL
State-Chartered • Albuquerque, New Mexico • Est. 1937
Quick Facts
- Charter Number
- #68244
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Albuquerque, New Mexico 87125-0587
- Address
- PO Box 25587
- Branches
- 20
- ATMs
- 19
- Members
- 98,616
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
98,616 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST FINANCIAL |
|---|---|
| Total Assets | $1.1B |
| Members | 98,616 |
| Loans Outstanding | $700.3M |
| Shares & Deposits | $994.0M |
| Net Worth | $90.1M |
| Net Worth Ratio | 8.75% |
| Loan-to-Share Ratio | 70.5% |
| Delinquency Rate | 1.44% |
| Net Income | +$12,251,003 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
20 locations · 19 ATMs
San Mateo Branch
2700 San Mateo Blvd NE
Albuquerque, NM 87110-3160
Renaissance / Main Office
Main Office4914 Union Way NE
Albuquerque, NM 87107
Rio Rancho Branch
2201 Rio Rancho Blvd SE
Rio Rancho, NM 87124
Coors Branch
6100 Coors Blvd NW
Albuquerque, NM 87120-2788
Portales Branch
700 W 2nd St
Portales, NM 88130-6242
Who Can Join FIRST FINANCIAL?
Membership Type: Community
Membership eligibility for FIRST FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Mexico RankingsFrequently Asked Questions
Yes. FIRST FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST FINANCIAL has 98,616 members and a potential membership field of 724,676 people.
FIRST FINANCIAL's net worth ratio is 8.75% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, FIRST FINANCIAL meets this threshold.
FIRST FINANCIAL operates 20 branch locations and has access to 19 ATMs. The main office is located at 4914 Union Way NE, Albuquerque, NM 87107.
FIRST FINANCIAL was established in 1937. It is a state-chartered credit union chartered under charter number 68244. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST FINANCIAL. All financial data is for informational purposes only.