FIRST TECHNOLOGY
Federal • SAN JOSE, California • Est. 1970
Quick Facts
- Charter Number
- #19976
- Type
- Federal
- Established
- 1970
- Headquarters
- SAN JOSE, California 95134-2118
- Address
- 2890 ZANKER RD, STE 120
- Branches
- 40
- ATMs
- 30
- Members
- 709,298
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
709,298 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST TECHNOLOGY |
|---|---|
| Total Assets | $16.4B |
| Members | 709,298 |
| Loans Outstanding | $12.1B |
| Shares & Deposits | $12.4B |
| Net Worth | $1.7B |
| Net Worth Ratio | 10.27% |
| Loan-to-Share Ratio | 98.3% |
| Delinquency Rate | 1.53% |
| Net Income | +$219,196,558 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
40 locations · 30 ATMs
Alpharetta PSC
12600 Deerfield Pkwy Ste 100
Alpharetta, GA 30004-6130
Boise Community Experience Center
47 E Riverside Dr
Eagle, ID 83616
Corvallis Onsite Experience Center
1044 NE Circle Blvd
Corvallis, OR 97330
Cupertino Community Experience Center
19960 Stevens Creek Blvd
Cupertino, CA 95014-2306
Fort Collins Community Experience Center
2720 Council Tree Ave Ste 188
Fort Collins, CO 80525
Who Can Join FIRST TECHNOLOGY?
Membership Type: Community
Membership eligibility for FIRST TECHNOLOGY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST TECHNOLOGY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in California
Browse all federally insured credit unions in California, ranked by assets, members, and financial health score.
View California RankingsFrequently Asked Questions
Yes. FIRST TECHNOLOGY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST TECHNOLOGY has 709,298 members and a potential membership field of 8,677,858 people.
FIRST TECHNOLOGY's net worth ratio is 10.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, FIRST TECHNOLOGY meets this threshold.
FIRST TECHNOLOGY operates 40 branch locations and has access to 30 ATMs. The main office is located at 2890 Zanker Rd, San Jose, CA 95134-2118.
FIRST TECHNOLOGY was established in 1970. It is a federal credit union chartered under charter number 19976. The institution has been serving members for 56 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST TECHNOLOGY. All financial data is for informational purposes only.