FIRST WATCH
Federal • Abilene, Texas • Est. 1959
Quick Facts
- Charter Number
- #13290
- Type
- Federal
- Established
- 1959
- Headquarters
- Abilene, Texas 79601-3529
- Address
- 1118 Pine St
- Branches
- 2
- ATMs
- 2
- Members
- 9,379
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
9,379 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIRST WATCH |
|---|---|
| Total Assets | $100.5M |
| Members | 9,379 |
| Loans Outstanding | $68.7M |
| Shares & Deposits | $90.6M |
| Net Worth | $9.7M |
| Net Worth Ratio | 9.62% |
| Loan-to-Share Ratio | 75.9% |
| Delinquency Rate | 0.00% |
| Net Income | +$158,694 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Main Office Pine
Main Office1118 Pine St
Abilene, TX 79601-3529
Catclaw
3324 Catclaw Dr
Abilene, TX 79606-8208
Who Can Join FIRST WATCH?
Membership Type: Other/Unknown
Membership eligibility for FIRST WATCH may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIRST WATCH directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. FIRST WATCH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIRST WATCH has 9,379 members and a potential membership field of 336,059 people.
FIRST WATCH's net worth ratio is 9.62% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.6%, FIRST WATCH meets this threshold.
FIRST WATCH operates 2 branch locations and has access to 2 ATMs. The main office is located at 1118 Pine St, Abilene, TX 79601-3529.
FIRST WATCH was established in 1959. It is a federal credit union chartered under charter number 13290. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIRST WATCH. All financial data is for informational purposes only.