FIVE STAR
State-Chartered • Dothan, Alabama • Est. 1964
Quick Facts
- Charter Number
- #68302
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Dothan, Alabama 36302-2028
- Address
- PO BOX 2028
- Branches
- 22
- ATMs
- 14
- Members
- 66,451
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
66,451 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FIVE STAR |
|---|---|
| Total Assets | $1.2B |
| Members | 66,451 |
| Loans Outstanding | $839.5M |
| Shares & Deposits | $1.1B |
| Net Worth | $167.4M |
| Net Worth Ratio | 13.52% |
| Loan-to-Share Ratio | 78.5% |
| Delinquency Rate | 1.22% |
| Net Income | +$17,212,863 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
22 locations · 14 ATMs
Five Star Credit Union
95 Cinema Ln
St Simons Island, GA 31522-6600
Five Star Credit Union
12864 Cottonwood Rd
Cottonwood, AL 36320
Five Star Credit Union
260 US HIGHWAY 19 N
Camilla, GA 31730
Five Star Credit Union
78 Main St
Georgetown, GA 39854
Five Star Credit Union
1689 Broad St
Lumpkin, GA 31815
Who Can Join FIVE STAR?
Membership Type: Community
Membership eligibility for FIVE STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact FIVE STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. FIVE STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FIVE STAR has 66,451 members and a potential membership field of 1,522,058 people.
FIVE STAR's net worth ratio is 13.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, FIVE STAR meets this threshold.
FIVE STAR operates 22 branch locations and has access to 14 ATMs. The main office is located at 5105 Montgomery Hwy, Dothan, AL 36303.
FIVE STAR was established in 1964. It is a state-chartered credit union chartered under charter number 68302. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FIVE STAR. All financial data is for informational purposes only.