FLAGSHIP COMMUNITY
Federal • Port Huron, Michigan • Est. 1959
Quick Facts
- Charter Number
- #13391
- Type
- Federal
- Established
- 1959
- Headquarters
- Port Huron, Michigan 48060-2402
- Address
- 3910 Lapeer Rd
- Branches
- 2
- ATMs
- 2
- Members
- 3,150
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,150 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FLAGSHIP COMMUNITY |
|---|---|
| Total Assets | $34.1M |
| Members | 3,150 |
| Loans Outstanding | $17.3M |
| Shares & Deposits | $30.2M |
| Net Worth | $3.8M |
| Net Worth Ratio | 10.99% |
| Loan-to-Share Ratio | 57.3% |
| Delinquency Rate | 0.27% |
| Net Income | +$328,076 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Flagship Community FCU
Main Office3910 Lapeer Rd
Port Huron, MI 48060-2402
Harbor Beach Office
727 Trescott St
Harbor Beach, MI 48441-1321
Who Can Join FLAGSHIP COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for FLAGSHIP COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact FLAGSHIP COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. FLAGSHIP COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FLAGSHIP COMMUNITY has 3,150 members and a potential membership field of 235,000 people.
FLAGSHIP COMMUNITY's net worth ratio is 10.99% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, FLAGSHIP COMMUNITY meets this threshold.
FLAGSHIP COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 3910 Lapeer Rd, Port Huron, MI 48060-2402.
FLAGSHIP COMMUNITY was established in 1959. It is a federal credit union chartered under charter number 13391. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FLAGSHIP COMMUNITY. All financial data is for informational purposes only.