FOURLEAF
Federal • Bethpage, New York • Est. 1941
Quick Facts
- Charter Number
- #4735
- Type
- Federal
- Established
- 1941
- Headquarters
- Bethpage, New York 11714
- Address
- 899 So. Oyster Bay Road
- Branches
- 39
- ATMs
- 31
- Members
- 513,696
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
513,696 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FOURLEAF |
|---|---|
| Total Assets | $14.0B |
| Members | 513,696 |
| Loans Outstanding | $11.1B |
| Shares & Deposits | $12.7B |
| Net Worth | $1.3B |
| Net Worth Ratio | 9.06% |
| Loan-to-Share Ratio | 87.8% |
| Delinquency Rate | 2.00% |
| Net Income | +$119,453,143 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
39 locations · 31 ATMs
Bay Shore
591 E Main St
Bay Shore, NY 11706-8505
Bethpage
Main Office899 S Oyster Bay Rd
Bethpage, NY 11714-1030
Farmingdale
1033 Fulton St
Farmingdale, NY 11735-4700
Glen Cove
111 School St
Glen Cove, NY 11542-2511
Huntington
33 Gerard St
Huntington, NY 11743-2742
Who Can Join FOURLEAF?
Membership Type: Other/Unknown
Membership eligibility for FOURLEAF may vary. Contact the credit union directly to confirm qualification requirements.
Contact FOURLEAF directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. FOURLEAF is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FOURLEAF has 513,696 members and a potential membership field of 343,045,519 people.
FOURLEAF's net worth ratio is 9.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, FOURLEAF meets this threshold.
FOURLEAF operates 39 branch locations and has access to 31 ATMs. The main office is located at 899 S Oyster Bay Rd, Bethpage, NY 11714-1030.
FOURLEAF was established in 1941. It is a federal credit union chartered under charter number 4735. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FOURLEAF. All financial data is for informational purposes only.