FRANKENMUTH
State-Chartered • Frankenmuth, Michigan • Est. 1964
Quick Facts
- Charter Number
- #61755
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- Frankenmuth, Michigan 48734
- Address
- PO Box 209
- Branches
- 32
- ATMs
- 32
- Members
- 76,954
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
76,954 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRANKENMUTH |
|---|---|
| Total Assets | $1.5B |
| Members | 76,954 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.4B |
| Net Worth | $148.3M |
| Net Worth Ratio | 9.97% |
| Loan-to-Share Ratio | 83.2% |
| Delinquency Rate | 0.95% |
| Net Income | +$21,103,302 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
32 locations · 32 ATMs
Main Office
Main Office580 N Main St
Frankenmuth, MI 48734
Richville
9321 W Sanilac Rd
Reese, MI 48757
Birch Run
8131 Main St
Birch Run, MI 48415-9296
Reese
12638 E Washington Rd
Reese, MI 48757-9714
Millington
8234 State Rd
Millington, MI 48746
Who Can Join FRANKENMUTH?
Membership Type: Community
Membership eligibility for FRANKENMUTH may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRANKENMUTH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. FRANKENMUTH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FRANKENMUTH has 76,954 members and a potential membership field of 10,140,459 people.
FRANKENMUTH's net worth ratio is 9.97% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, FRANKENMUTH meets this threshold.
FRANKENMUTH operates 32 branch locations and has access to 32 ATMs. The main office is located at 580 N Main St, Frankenmuth, MI 48734.
FRANKENMUTH was established in 1964. It is a state-chartered credit union chartered under charter number 61755. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FRANKENMUTH. All financial data is for informational purposes only.