FRANKLIN JOHNSTOWN
Federal • JOHNSTOWN, Pennsylvania • Est. 1950
Quick Facts
- Charter Number
- #6723
- Type
- Federal
- Established
- 1950
- Headquarters
- JOHNSTOWN, Pennsylvania 15904-3202
- Address
- 310 BLOOMFIELD ST
- Branches
- 2
- ATMs
- 2
- Members
- 4,003
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,003 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FRANKLIN JOHNSTOWN |
|---|---|
| Total Assets | $36.5M |
| Members | 4,003 |
| Loans Outstanding | $11.3M |
| Shares & Deposits | $31.9M |
| Net Worth | $5.1M |
| Net Worth Ratio | 13.87% |
| Loan-to-Share Ratio | 35.5% |
| Delinquency Rate | 0.14% |
| Net Income | +$366,431 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Richland Office
Main Office310 Bloomfield St
Johnstown, PA 15904-3202
Downtown Office
544 Vine St
Johnstown, PA 15901-2013
Who Can Join FRANKLIN JOHNSTOWN?
Membership Type: Community
Membership eligibility for FRANKLIN JOHNSTOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact FRANKLIN JOHNSTOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Pennsylvania RankingsFrequently Asked Questions
Yes. FRANKLIN JOHNSTOWN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FRANKLIN JOHNSTOWN has 4,003 members and a potential membership field of 8,000 people.
FRANKLIN JOHNSTOWN's net worth ratio is 13.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, FRANKLIN JOHNSTOWN meets this threshold.
FRANKLIN JOHNSTOWN operates 2 branch locations and has access to 2 ATMs. The main office is located at 310 Bloomfield St, Johnstown, PA 15904-3202.
FRANKLIN JOHNSTOWN was established in 1950. It is a federal credit union chartered under charter number 6723. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FRANKLIN JOHNSTOWN. All financial data is for informational purposes only.