FREEDOM NORTHWEST
State-Chartered • KAMIAH, Idaho • Est. 1963
Quick Facts
- Charter Number
- #65722
- Type
- State-Chartered
- Established
- 1963
- Headquarters
- KAMIAH, Idaho 83536
- Address
- PO BOX 68
- Branches
- 2
- ATMs
- 2
- Members
- 12,915
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
12,915 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | FREEDOM NORTHWEST |
|---|---|
| Total Assets | $645.2M |
| Members | 12,915 |
| Loans Outstanding | $555.5M |
| Shares & Deposits | $481.6M |
| Net Worth | $84.4M |
| Net Worth Ratio | 13.08% |
| Loan-to-Share Ratio | 115.4% |
| Delinquency Rate | 0.39% |
| Net Income | +$15,478,822 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Kamiah Branch
Main Office303 Main Street
Kamiah, ID 83536
Kooskia Branch
201 Rivers Loop
Kooskia, ID 83539
Who Can Join FREEDOM NORTHWEST?
Membership Type: Community
Membership eligibility for FREEDOM NORTHWEST may vary. Contact the credit union directly to confirm qualification requirements.
Contact FREEDOM NORTHWEST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. FREEDOM NORTHWEST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, FREEDOM NORTHWEST has 12,915 members and a potential membership field of 25,000 people.
FREEDOM NORTHWEST's net worth ratio is 13.08% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, FREEDOM NORTHWEST meets this threshold.
FREEDOM NORTHWEST operates 2 branch locations and has access to 2 ATMs. The main office is located at 303 Main Street, Kamiah, ID 83536.
FREEDOM NORTHWEST was established in 1963. It is a state-chartered credit union chartered under charter number 65722. The institution has been serving members for 63 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or FREEDOM NORTHWEST. All financial data is for informational purposes only.