GATHER
Federal • Lihue, Hawaii • Est. 1954
Quick Facts
- Charter Number
- #9381
- Type
- Federal
- Established
- 1954
- Headquarters
- Lihue, Hawaii 96766
- Address
- 4493 Pahee St
- Branches
- 7
- ATMs
- 7
- Members
- 40,112
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
40,112 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GATHER |
|---|---|
| Total Assets | $905.5M |
| Members | 40,112 |
| Loans Outstanding | $477.4M |
| Shares & Deposits | $815.9M |
| Net Worth | $112.5M |
| Net Worth Ratio | 12.42% |
| Loan-to-Share Ratio | 58.5% |
| Delinquency Rate | 1.27% |
| Net Income | +$14,297,522 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Kukui Grove Office
Main Office4493 Pahee St
Lihue, HI 96766
Kapaa Branch Office
985 Kipuni Way
Kapaa, HI 96746
Waimea Branch Office
9936 Kaumualii Hwy
Waimea, HI 96796
Eleele Branch Office
4469 Waialo Rd
Eleele, HI 96705
Koloa Branch
3483 Weliweli Rd # 4
Koloa, HI 96756
Who Can Join GATHER?
Membership Type: Other/Unknown
Membership eligibility for GATHER may vary. Contact the credit union directly to confirm qualification requirements.
Contact GATHER directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. GATHER is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GATHER has 40,112 members and a potential membership field of 60,000 people.
GATHER's net worth ratio is 12.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, GATHER meets this threshold.
GATHER operates 7 branch locations and has access to 7 ATMs. The main office is located at 4493 Pahee St, Lihue, HI 96766.
GATHER was established in 1954. It is a federal credit union chartered under charter number 9381. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GATHER. All financial data is for informational purposes only.