GENISYS
State-Chartered • AUBURN HILLS, Michigan • Est. 1964
Quick Facts
- Charter Number
- #68536
- Type
- State-Chartered
- Established
- 1964
- Headquarters
- AUBURN HILLS, Michigan 48326-2947
- Address
- 2100 EXECUTIVE HILLS DR
- Branches
- 33
- ATMs
- 32
- Members
- 295,577
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
295,577 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GENISYS |
|---|---|
| Total Assets | $6.2B |
| Members | 295,577 |
| Loans Outstanding | $4.8B |
| Shares & Deposits | $5.2B |
| Net Worth | $958.5M |
| Net Worth Ratio | 15.42% |
| Loan-to-Share Ratio | 92.6% |
| Delinquency Rate | 1.15% |
| Net Income | +$147,434,584 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
33 locations · 32 ATMs
23 Auburn Hills
2100 Executive Hills Dr
Auburn Hills, MI 48326-2947
28 Chesterfield Twp.
47930 Gratiot Ave
Chesterfield, MI 48051
7 Clarkston - Dixie
7357 Deer Lake Rd
Clarkston, MI 48346-1214
17 Commerce
2445 Union Lake Rd
Commerce Twp, MI 48382-3554
24 Marysville
207 Huron Blvd
Marysville, MI 48040-1423
Who Can Join GENISYS?
Membership Type: Community
Membership eligibility for GENISYS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GENISYS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. GENISYS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GENISYS has 295,577 members and a potential membership field of 14,058,620 people.
GENISYS's net worth ratio is 15.42% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, GENISYS meets this threshold.
GENISYS operates 33 branch locations and has access to 32 ATMs. The main office is located at 2100 Executive Hills Dr, Auburn Hills, MI 48326-2947.
GENISYS was established in 1964. It is a state-chartered credit union chartered under charter number 68536. The institution has been serving members for 62 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GENISYS. All financial data is for informational purposes only.