GRAND CENTRAL TERMINAL EMPLOYEES
Federal • NEW YORK, New York • Est. 1936
Quick Facts
- Charter Number
- #1059
- Type
- Federal
- Established
- 1936
- Headquarters
- NEW YORK, New York 10017-3815
- Address
- 15 VANDERBILT AVE STE D41
- Branches
- 1
- Members
- 1,426
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,426 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRAND CENTRAL TERMINAL EMPLOYEES |
|---|---|
| Total Assets | $6.9M |
| Members | 1,426 |
| Loans Outstanding | $1.3M |
| Shares & Deposits | $6.1M |
| Net Worth | $807K |
| Net Worth Ratio | 11.72% |
| Loan-to-Share Ratio | 20.7% |
| Delinquency Rate | 0.73% |
| Net Income | $-53,969 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Grand Central Terminal Employees FCU
Main Office15 Vanderbilt Ave Ste D41
New York, NY 10017
Who Can Join GRAND CENTRAL TERMINAL EMPLOYEES?
Membership Type: Community
Membership eligibility for GRAND CENTRAL TERMINAL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRAND CENTRAL TERMINAL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. GRAND CENTRAL TERMINAL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GRAND CENTRAL TERMINAL EMPLOYEES has 1,426 members and a potential membership field of 2,500 people.
GRAND CENTRAL TERMINAL EMPLOYEES's net worth ratio is 11.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, GRAND CENTRAL TERMINAL EMPLOYEES meets this threshold.
GRAND CENTRAL TERMINAL EMPLOYEES operates 1 branch location. The main office is located at 15 Vanderbilt Ave Ste D41, New York, NY 10017.
GRAND CENTRAL TERMINAL EMPLOYEES was established in 1936. It is a federal credit union chartered under charter number 1059. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GRAND CENTRAL TERMINAL EMPLOYEES. All financial data is for informational purposes only.