GRANITE STATE
State-Chartered • Manchester, New Hampshire • Est. 1945
Quick Facts
- Charter Number
- #63272
- Type
- State-Chartered
- Established
- 1945
- Headquarters
- Manchester, New Hampshire 03108
- Address
- PO Box 6420
- Branches
- 10
- Members
- 53,244
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
53,244 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GRANITE STATE |
|---|---|
| Total Assets | $743.4M |
| Members | 53,244 |
| Loans Outstanding | $519.8M |
| Shares & Deposits | $668.0M |
| Net Worth | $69.9M |
| Net Worth Ratio | 9.40% |
| Loan-to-Share Ratio | 77.8% |
| Delinquency Rate | 0.72% |
| Net Income | +$8,398,131 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations
Administration
Main Office1415 Elm St
Manchester, NH 03101-1325
Manchester Branch
1415 Elm St
Manchester, NH 03101-1325
Candia Branch
145 Raymond Rd
Candia, NH 03034
Amherst Branch
132 State Route 101A
Amherst, NH 03031
Concord Branch
311 Sheep Davis Rd
Concord, NH 03301-5747
Who Can Join GRANITE STATE?
Membership Type: Community
Membership eligibility for GRANITE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GRANITE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Hampshire RankingsFrequently Asked Questions
Yes. GRANITE STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GRANITE STATE has 53,244 members and a potential membership field of 175,000 people.
GRANITE STATE's net worth ratio is 9.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.4%, GRANITE STATE meets this threshold.
GRANITE STATE operates 10 branch locations. The main office is located at 1415 Elm St, Manchester, NH 03101-1325.
GRANITE STATE was established in 1945. It is a state-chartered credit union chartered under charter number 63272. The institution has been serving members for 81 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GRANITE STATE. All financial data is for informational purposes only.