GREATER CENTRAL TEXAS
Federal • KILLEEN, Texas • Est. 1957
Quick Facts
- Charter Number
- #11995
- Type
- Federal
- Established
- 1957
- Headquarters
- KILLEEN, Texas 76542
- Address
- 3305 E ELMS RD
- Branches
- 1
- ATMs
- 1
- Members
- 2,087
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,087 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GREATER CENTRAL TEXAS |
|---|---|
| Total Assets | $33.9M |
| Members | 2,087 |
| Loans Outstanding | $8.3M |
| Shares & Deposits | $30.2M |
| Net Worth | $3.7M |
| Net Worth Ratio | 10.96% |
| Loan-to-Share Ratio | 27.5% |
| Delinquency Rate | 0.00% |
| Net Income | +$308,072 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Greater Central Texas
Main Office3305 E Elms Rd
Killeen, TX 76542
Who Can Join GREATER CENTRAL TEXAS?
Membership Type: Other/Unknown
Membership eligibility for GREATER CENTRAL TEXAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact GREATER CENTRAL TEXAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Browse all federally insured credit unions in Texas, ranked by assets, members, and financial health score.
View Texas RankingsFrequently Asked Questions
Yes. GREATER CENTRAL TEXAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GREATER CENTRAL TEXAS has 2,087 members and a potential membership field of 150,000 people.
GREATER CENTRAL TEXAS's net worth ratio is 10.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, GREATER CENTRAL TEXAS meets this threshold.
GREATER CENTRAL TEXAS operates 1 branch location and has access to 1 ATMs. The main office is located at 3305 E Elms Rd, Killeen, TX 76542.
GREATER CENTRAL TEXAS was established in 1957. It is a federal credit union chartered under charter number 11995. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GREATER CENTRAL TEXAS. All financial data is for informational purposes only.