GULF SHORE
Federal • Texas City, Texas • Est. 1937
Quick Facts
- Charter Number
- #2442
- Type
- Federal
- Established
- 1937
- Headquarters
- Texas City, Texas 77592-1499
- Address
- P. O. Box 1499
- Branches
- 2
- Members
- 3,134
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
3,134 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | GULF SHORE |
|---|---|
| Total Assets | $27.6M |
| Members | 3,134 |
| Loans Outstanding | $12.1M |
| Shares & Deposits | $23.7M |
| Net Worth | $3.8M |
| Net Worth Ratio | 13.65% |
| Loan-to-Share Ratio | 51.2% |
| Delinquency Rate | 2.10% |
| Net Income | +$141,729 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
Gulf Shore FCU
Main Office1306 N Logan St
Texas City, TX 77590-5046
T C Teachers/Gulf Shore
1700 9th Ave N
Texas City, TX 77590
Who Can Join GULF SHORE?
Membership Type: Community
Membership eligibility for GULF SHORE may vary. Contact the credit union directly to confirm qualification requirements.
Contact GULF SHORE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. GULF SHORE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, GULF SHORE has 3,134 members and a potential membership field of 40,000 people.
GULF SHORE's net worth ratio is 13.65% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, GULF SHORE meets this threshold.
GULF SHORE operates 2 branch locations. The main office is located at 1306 N Logan St, Texas City, TX 77590-5046.
GULF SHORE was established in 1937. It is a federal credit union chartered under charter number 2442. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or GULF SHORE. All financial data is for informational purposes only.