HAPO COMMUNITY
State-Chartered • Richland, Washington • Est. 1953
Quick Facts
- Charter Number
- #68239
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Richland, Washington 99354
- Address
- 601 Williams Blvd
- Branches
- 26
- ATMs
- 26
- Members
- 213,590
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
213,590 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAPO COMMUNITY |
|---|---|
| Total Assets | $3.0B |
| Members | 213,590 |
| Loans Outstanding | $2.2B |
| Shares & Deposits | $2.6B |
| Net Worth | $311.0M |
| Net Worth Ratio | 10.22% |
| Loan-to-Share Ratio | 83.3% |
| Delinquency Rate | 0.29% |
| Net Income | +$51,474,962 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
26 locations · 26 ATMs
Richland
Main Office601 Williams Blvd
Richland, WA 99354
Kennewick
4 N Union St
Kennewick, WA 99336-2216
Pasco
2701 N 20th Ave
Pasco, WA 99301
Meadow Springs
631 Gage Blvd
Richland, WA 99352
West Pasco
4902 Road 68
Pasco, WA 99301-8904
Who Can Join HAPO COMMUNITY?
Membership Type: Community
Membership eligibility for HAPO COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAPO COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Washington RankingsFrequently Asked Questions
Yes. HAPO COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAPO COMMUNITY has 213,590 members and a potential membership field of 10,040,444 people.
HAPO COMMUNITY's net worth ratio is 10.22% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, HAPO COMMUNITY meets this threshold.
HAPO COMMUNITY operates 26 branch locations and has access to 26 ATMs. The main office is located at 601 Williams Blvd, Richland, WA 99354.
HAPO COMMUNITY was established in 1953. It is a state-chartered credit union chartered under charter number 68239. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAPO COMMUNITY. All financial data is for informational purposes only.