HAWAIIUSA
Federal • Honolulu, Hawaii • Est. 1936
Quick Facts
- Charter Number
- #1815
- Type
- Federal
- Established
- 1936
- Headquarters
- Honolulu, Hawaii 96817
- Address
- 1226 College Walk
- Branches
- 15
- ATMs
- 13
- Members
- 130,226
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
130,226 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HAWAIIUSA |
|---|---|
| Total Assets | $2.6B |
| Members | 130,226 |
| Loans Outstanding | $1.5B |
| Shares & Deposits | $2.3B |
| Net Worth | $272.2M |
| Net Worth Ratio | 10.32% |
| Loan-to-Share Ratio | 64.9% |
| Delinquency Rate | 0.47% |
| Net Income | +$20,041,871 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
15 locations · 13 ATMs
Main Office
Main Office1226 College Walk
Honolulu, HI 96817
Main Branch
1226 College Walk
Honolulu, HI 96817
Aiea Branch
Aiea Shopping Center
Aiea, HI 96701
Kaneohe Branch
Windward Mall
Kaneohe, HI 96744
Mililani Branch
95-221 Kipapa Dr # 3120
Mililani, HI 96789
Who Can Join HAWAIIUSA?
Membership Type: Community
Membership eligibility for HAWAIIUSA may vary. Contact the credit union directly to confirm qualification requirements.
Contact HAWAIIUSA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Hawaii RankingsFrequently Asked Questions
Yes. HAWAIIUSA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HAWAIIUSA has 130,226 members and a potential membership field of 370,498 people.
HAWAIIUSA's net worth ratio is 10.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.3%, HAWAIIUSA meets this threshold.
HAWAIIUSA operates 15 branch locations and has access to 13 ATMs. The main office is located at 1226 College Walk, Honolulu, HI 96817.
HAWAIIUSA was established in 1936. It is a federal credit union chartered under charter number 1815. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HAWAIIUSA. All financial data is for informational purposes only.