HERITAGE
Federal • Newburgh, Indiana • Est. 1965
Quick Facts
- Charter Number
- #16626
- Type
- Federal
- Established
- 1965
- Headquarters
- Newburgh, Indiana 47629
- Address
- PO Box 189
- Branches
- 22
- ATMs
- 18
- Members
- 64,497
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
64,497 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE |
|---|---|
| Total Assets | $1.0B |
| Members | 64,497 |
| Loans Outstanding | $716.3M |
| Shares & Deposits | $840.2M |
| Net Worth | $122.6M |
| Net Worth Ratio | 11.91% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 0.27% |
| Net Income | +$10,293,106 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
22 locations · 18 ATMs
Newburgh - SR 66
5388 W State Route 66
Newburgh, IN 47630
Evansville West - Pearl Drive
5343 Pearl Dr
Evansville, IN 47712
Newburgh - Bell Oaks
Main Office8266 Bell Oaks Dr
Newburgh, IN 47630
Boonville
966 N State Route 61
Boonville, IN 47601
Evansville East - Vogel Road
4920 Vogel Rd
Evansville, IN 47715
Who Can Join HERITAGE?
Membership Type: Other/Unknown
Membership eligibility for HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Indiana RankingsFrequently Asked Questions
Yes. HERITAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HERITAGE has 64,497 members and a potential membership field of 997,599 people.
HERITAGE's net worth ratio is 11.91% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, HERITAGE meets this threshold.
HERITAGE operates 22 branch locations and has access to 18 ATMs. The main office is located at 8266 Bell Oaks Dr, Newburgh, IN 47630.
HERITAGE was established in 1965. It is a federal credit union chartered under charter number 16626. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE. All financial data is for informational purposes only.