HERITAGE FAMILY
Federal • Rutland, Vermont • Est. 1956
Quick Facts
- Charter Number
- #24742
- Type
- Federal
- Established
- 1956
- Headquarters
- Rutland, Vermont 05701
- Address
- 26 Allen St
- Branches
- 13
- ATMs
- 16
- Members
- 54,362
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
54,362 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HERITAGE FAMILY |
|---|---|
| Total Assets | $832.1M |
| Members | 54,362 |
| Loans Outstanding | $630.3M |
| Shares & Deposits | $696.0M |
| Net Worth | $101.0M |
| Net Worth Ratio | 12.13% |
| Loan-to-Share Ratio | 90.6% |
| Delinquency Rate | 0.79% |
| Net Income | +$12,947,236 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 16 ATMs
Branch Office
30 Allen St
Rutland, VT 05701
Branch
50 West St
Rutland, VT 05701
Branch Office
67 Washington St
Fair Haven, VT 05743
Student Branch Office
321 Park St
Bennington, VT 05201
Branch Office
2826 VT Route 100
South Londonderry, VT 05155
Who Can Join HERITAGE FAMILY?
Membership Type: Community
Membership eligibility for HERITAGE FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact HERITAGE FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Vermont RankingsFrequently Asked Questions
Yes. HERITAGE FAMILY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HERITAGE FAMILY has 54,362 members and a potential membership field of 851,000 people.
HERITAGE FAMILY's net worth ratio is 12.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.1%, HERITAGE FAMILY meets this threshold.
HERITAGE FAMILY operates 13 branch locations and has access to 16 ATMs. The main office is located at 26 Allen St, Rutland, VT 05701.
HERITAGE FAMILY was established in 1956. It is a federal credit union chartered under charter number 24742. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HERITAGE FAMILY. All financial data is for informational purposes only.