HFS
Federal • HILO, Hawaii • Est. 1937
Quick Facts
- Charter Number
- #1829
- Type
- Federal
- Established
- 1937
- Headquarters
- HILO, Hawaii 96720-3828
- Address
- 632 KINOOLE ST
- Branches
- 6
- Members
- 55,513
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
55,513 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HFS |
|---|---|
| Total Assets | $1.1B |
| Members | 55,513 |
| Loans Outstanding | $464.0M |
| Shares & Deposits | $969.0M |
| Net Worth | $97.1M |
| Net Worth Ratio | 9.05% |
| Loan-to-Share Ratio | 47.9% |
| Delinquency Rate | 1.42% |
| Net Income | +$12,938,718 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations
HILO OFFICE
Main Office632 KINOOLE ST
HILO, HI 96720-3828
PRINCE KUHIO PLAZA OFFICE
111 E PUAINAKO ST
HILO, HI 96720
KEA'AU OFFICE
16-589 OLD VOLCANO RD
KEAAU, HI 96749-8103
WAIMEA CENTER OFFICE
65-1158 MAMALAHOA HWY
KAMUELA, HI 96743
KONA COAST SHOPPING CENTER OFFICE
74-5586 PALANI RD STE 5
KAILUA KONA, HI 96740-3119
Who Can Join HFS?
Membership Type: Other/Unknown
Membership eligibility for HFS may vary. Contact the credit union directly to confirm qualification requirements.
Contact HFS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Hawaii
Browse all federally insured credit unions in Hawaii, ranked by assets, members, and financial health score.
View Hawaii RankingsFrequently Asked Questions
Yes. HFS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HFS has 55,513 members and a potential membership field of 209,790 people.
HFS's net worth ratio is 9.05% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.1%, HFS meets this threshold.
HFS operates 6 branch locations. The main office is located at 632 KINOOLE ST, HILO, HI 96720-3828.
HFS was established in 1937. It is a federal credit union chartered under charter number 1829. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HFS. All financial data is for informational purposes only.