HIGHMARK
Federal • RAPID CITY, South Dakota • Est. 1940
Quick Facts
- Charter Number
- #4122
- Type
- Federal
- Established
- 1940
- Headquarters
- RAPID CITY, South Dakota 57709-2506
- Address
- PO BOX 2506
- Branches
- 5
- ATMs
- 5
- Members
- 13,687
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
13,687 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HIGHMARK |
|---|---|
| Total Assets | $258.9M |
| Members | 13,687 |
| Loans Outstanding | $194.6M |
| Shares & Deposits | $236.6M |
| Net Worth | $19.9M |
| Net Worth Ratio | 7.69% |
| Loan-to-Share Ratio | 82.3% |
| Delinquency Rate | 0.79% |
| Net Income | +$1,891,961 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Highmark Main Office
Main Office725 5th St
Rapid City, SD 57701
Custer Branch
302 Mount Rushmore Rd
Custer, SD 57730
Spearfish Branch
309 W Jackson Blvd
Spearfish, SD 57783-2034
Gillette Branch
2717 S Douglas Hwy
Gillette, WY 82718-6417
Belle Fourche Branch
1842 5th Ave
Belle Fourche, SD 57717
Who Can Join HIGHMARK?
Membership Type: Community
Membership eligibility for HIGHMARK may vary. Contact the credit union directly to confirm qualification requirements.
Contact HIGHMARK directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Dakota
Browse all federally insured credit unions in South Dakota, ranked by assets, members, and financial health score.
View South Dakota RankingsFrequently Asked Questions
Yes. HIGHMARK is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HIGHMARK has 13,687 members and a potential membership field of 274,501 people.
HIGHMARK's net worth ratio is 7.69% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.7%, HIGHMARK meets this threshold.
HIGHMARK operates 5 branch locations and has access to 5 ATMs. The main office is located at 725 5th St, Rapid City, SD 57701.
HIGHMARK was established in 1940. It is a federal credit union chartered under charter number 4122. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HIGHMARK. All financial data is for informational purposes only.