HOPE
Federal • JACKSON, Mississippi • Est. 1995
Quick Facts
- Charter Number
- #24829
- Type
- Federal
- Established
- 1995
- Headquarters
- JACKSON, Mississippi 39202-3431
- Address
- 4 OLD RIVER PL
- Branches
- 26
- ATMs
- 25
- Members
- 47,441
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
47,441 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | HOPE |
|---|---|
| Total Assets | $856.7M |
| Members | 47,441 |
| Loans Outstanding | $568.2M |
| Shares & Deposits | $627.8M |
| Net Worth | $145.8M |
| Net Worth Ratio | 17.01% |
| Loan-to-Share Ratio | 90.5% |
| Delinquency Rate | 2.43% |
| Net Income | +$8,257,547 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
26 locations · 25 ATMs
Madison Ave
1451 Madison Ave
Memphis, TN 38104
Hope Main Office
Main Office4 Old River Pl
Jackson, MS 39202-3431
University Blvd
1748 University Blvd
Jackson, MS 39204
Medical Mall
350 W Woodrow Wilson Ave Ste 370B
Jackson, MS 39213-7663
O.C. Haley
1726 Oretha Castle Haley Blvd
New Orleans, LA 70113-1313
Who Can Join HOPE?
Membership Type: Community
Membership eligibility for HOPE may vary. Contact the credit union directly to confirm qualification requirements.
Contact HOPE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Mississippi RankingsFrequently Asked Questions
Yes. HOPE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, HOPE has 47,441 members and a potential membership field of 160,000 people.
HOPE's net worth ratio is 17.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.0%, HOPE meets this threshold.
HOPE operates 26 branch locations and has access to 25 ATMs. The main office is located at 4 Old River Pl, Jackson, MS 39202-3431.
HOPE was established in 1995. It is a federal credit union chartered under charter number 24829. The institution has been serving members for 31 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or HOPE. All financial data is for informational purposes only.