IDAHO CENTRAL
State-Chartered • Chubbuck, Idaho • Est. 1940
Quick Facts
- Charter Number
- #63194
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Chubbuck, Idaho 83202
- Address
- 4400 Central Way
- Branches
- 64
- ATMs
- 61
- Members
- 769,306
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
769,306 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | IDAHO CENTRAL |
|---|---|
| Total Assets | $14.8B |
| Members | 769,306 |
| Loans Outstanding | $12.8B |
| Shares & Deposits | $12.7B |
| Net Worth | $1.2B |
| Net Worth Ratio | 8.13% |
| Loan-to-Share Ratio | 100.5% |
| Delinquency Rate | 0.45% |
| Net Income | +$202,276,592 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
64 locations · 61 ATMs
Member Service Center
Main Office4400 Central Way
Chubbuck, ID 83202
Downtown
401 W Front St
Boise, ID 83702-5157
LBJ
650 W State St
Boise, ID 83702-5936
Pierce Park
6328 W State St
Boise, ID 83703-2745
Overland
6707 W Overland Rd
Boise, ID 83709-2033
Who Can Join IDAHO CENTRAL?
Membership Type: Community
Membership eligibility for IDAHO CENTRAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact IDAHO CENTRAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Idaho RankingsFrequently Asked Questions
Yes. IDAHO CENTRAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, IDAHO CENTRAL has 769,306 members and a potential membership field of 2,080,000 people.
IDAHO CENTRAL's net worth ratio is 8.13% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.1%, IDAHO CENTRAL meets this threshold.
IDAHO CENTRAL operates 64 branch locations and has access to 61 ATMs. The main office is located at 4400 Central Way, Chubbuck, ID 83202.
IDAHO CENTRAL was established in 1940. It is a state-chartered credit union chartered under charter number 63194. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or IDAHO CENTRAL. All financial data is for informational purposes only.