ILA 1351
Federal • La Porte, Texas • Est. 1966
Quick Facts
- Charter Number
- #17253
- Type
- Federal
- Established
- 1966
- Headquarters
- La Porte, Texas 77571
- Address
- 10920 Spencer Hwy
- Branches
- 3
- ATMs
- 1
- Members
- 1,054
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,054 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | ILA 1351 |
|---|---|
| Total Assets | $17.7M |
| Members | 1,054 |
| Loans Outstanding | $8.3M |
| Shares & Deposits | $14.6M |
| Net Worth | $2.8M |
| Net Worth Ratio | 16.03% |
| Loan-to-Share Ratio | 57.2% |
| Delinquency Rate | 0.00% |
| Net Income | +$156,574 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
ILA 1351 Federal Credit Union
Main Office10920 Spencer Hwy
La Porte, TX 77571
Total 1 Services
9361 Winkler Dr
Houston, TX 77017-6088
Houston Federal Credit Union
16320 Kensington Dr
Sugar Land, TX 77479-4097
Who Can Join ILA 1351?
Membership Type: Community
Membership eligibility for ILA 1351 may vary. Contact the credit union directly to confirm qualification requirements.
Contact ILA 1351 directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. ILA 1351 is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, ILA 1351 has 1,054 members and a potential membership field of 1,500 people.
ILA 1351's net worth ratio is 16.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.0%, ILA 1351 meets this threshold.
ILA 1351 operates 3 branch locations and has access to 1 ATMs. The main office is located at 10920 Spencer Hwy, La Porte, TX 77571.
ILA 1351 was established in 1966. It is a federal credit union chartered under charter number 17253. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or ILA 1351. All financial data is for informational purposes only.