KEMBA FINANCIAL
State-Chartered • Gahanna, Ohio • Est. 1933
Quick Facts
- Charter Number
- #61623
- Type
- State-Chartered
- Established
- 1933
- Headquarters
- Gahanna, Ohio 43230-5314
- Address
- PO Box 307370
- Branches
- 13
- ATMs
- 14
- Members
- 138,781
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
138,781 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KEMBA FINANCIAL |
|---|---|
| Total Assets | $2.4B |
| Members | 138,781 |
| Loans Outstanding | $1.8B |
| Shares & Deposits | $2.0B |
| Net Worth | $299.6M |
| Net Worth Ratio | 12.35% |
| Loan-to-Share Ratio | 90.8% |
| Delinquency Rate | 0.61% |
| Net Income | +$38,510,416 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
13 locations · 14 ATMs
Corporate
Main Office555 Officenter Pl
Gahanna, OH 43230-5314
Broad St
4220 E Broad St
Columbus, OH 43213
Clintonville
4311 N High St
Columbus, OH 43214-2609
Westerville
622 N State St
Westerville, OH 43082-9083
Bellefontaine
1161 S Main St
Bellefontaine, OH 43311
Who Can Join KEMBA FINANCIAL?
Membership Type: Community
Membership eligibility for KEMBA FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact KEMBA FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. KEMBA FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KEMBA FINANCIAL has 138,781 members and a potential membership field of 1,542,011 people.
KEMBA FINANCIAL's net worth ratio is 12.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.3%, KEMBA FINANCIAL meets this threshold.
KEMBA FINANCIAL operates 13 branch locations and has access to 14 ATMs. The main office is located at 555 Officenter Pl, Gahanna, OH 43230-5314.
KEMBA FINANCIAL was established in 1933. It is a state-chartered credit union chartered under charter number 61623. The institution has been serving members for 93 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KEMBA FINANCIAL. All financial data is for informational purposes only.