KIRTLAND
Federal • ALBUQUERQUE, New Mexico • Est. 1958
Quick Facts
- Charter Number
- #12199
- Type
- Federal
- Established
- 1958
- Headquarters
- ALBUQUERQUE, New Mexico 87108
- Address
- 6440 GIBSON BLVD SE
- Branches
- 10
- ATMs
- 1
- Members
- 50,767
- Membership Type
- Multiple Common Bond
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
50,767 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | KIRTLAND |
|---|---|
| Total Assets | $1.1B |
| Members | 50,767 |
| Loans Outstanding | $718.2M |
| Shares & Deposits | $951.7M |
| Net Worth | $133.5M |
| Net Worth Ratio | 12.24% |
| Loan-to-Share Ratio | 75.5% |
| Delinquency Rate | 1.36% |
| Net Income | +$12,337,721 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 1 ATMs
Kirtland Federal Credit Union
Main Office6440 Gibson Blvd SE
Albuquerque, NM 87108
Kirtland Federal Credit Union West Alameda Branch
10200 Corrales Rd NW Ste F
Albuquerque, NM 87114-9400
Kirtland Federal Credit Union Montgomery Branch
8900 Montgomery Blvd NE
Albuquerque, NM 87111
KAFB Exchange Branch
7901 Gibson Blvd SE
Albuquerque, NM 87116
Home Loan Center
6700 Jefferson St NE Ste D-1
Albuquerque, NM 87109
Who Can Join KIRTLAND?
Membership Type: Multiple Common Bond
KIRTLAND serves multiple select groups, such as employees of specific companies or members of certain associations. Contact the credit union to find out if you qualify.
Contact KIRTLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Mexico
Browse all federally insured credit unions in New Mexico, ranked by assets, members, and financial health score.
View New Mexico RankingsFrequently Asked Questions
Yes. KIRTLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, KIRTLAND has 50,767 members and a potential membership field of 150,000 people.
KIRTLAND's net worth ratio is 12.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.2%, KIRTLAND meets this threshold.
KIRTLAND operates 10 branch locations and has access to 1 ATMs. The main office is located at 6440 Gibson Blvd SE, Albuquerque, NM 87108.
KIRTLAND was established in 1958. It is a federal credit union chartered under charter number 12199. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or KIRTLAND. All financial data is for informational purposes only.