LAFCU
State-Chartered • LANSING, Michigan • Est. 1936
Quick Facts
- Charter Number
- #68632
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- LANSING, Michigan 48909-6188
- Address
- P.O. BOX 26188
- Branches
- 10
- ATMs
- 10
- Members
- 73,484
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
73,484 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAFCU |
|---|---|
| Total Assets | $1.1B |
| Members | 73,484 |
| Loans Outstanding | $792.0M |
| Shares & Deposits | $907.7M |
| Net Worth | $230.9M |
| Net Worth Ratio | 20.27% |
| Loan-to-Share Ratio | 87.3% |
| Delinquency Rate | 1.35% |
| Net Income | +$17,816,076 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 10 ATMs
Main
Main Office106 N Marketplace Blvd
Lansing, MI 48917-7753
Dewitt
12850 S US HIGHWAY 27
Dewitt, MI 48820-8387
Charlotte
1553 Lansing Rd
Charlotte, MI 48813
South Lansing
1121 Keystone Ave
Lansing, MI 48911
Mason
750 N Cedar St
Mason, MI 48854
Who Can Join LAFCU?
Membership Type: Community
Membership eligibility for LAFCU may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAFCU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Michigan
Browse all federally insured credit unions in Michigan, ranked by assets, members, and financial health score.
View Michigan RankingsFrequently Asked Questions
Yes. LAFCU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAFCU has 73,484 members and a potential membership field of 449,118 people.
LAFCU's net worth ratio is 20.27% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 20.3%, LAFCU meets this threshold.
LAFCU operates 10 branch locations and has access to 10 ATMs. The main office is located at 106 N Marketplace Blvd, Lansing, MI 48917-7753.
LAFCU was established in 1936. It is a state-chartered credit union chartered under charter number 68632. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAFCU. All financial data is for informational purposes only.