LAKE TRUST
State-Chartered • Brighton, Michigan • Est. 1944
Quick Facts
- Charter Number
- #62047
- Type
- State-Chartered
- Established
- 1944
- Headquarters
- Brighton, Michigan 48114-7521
- Address
- 4605 S Old US Highway 23
- Branches
- 24
- ATMs
- 22
- Members
- 179,409
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
179,409 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LAKE TRUST |
|---|---|
| Total Assets | $2.8B |
| Members | 179,409 |
| Loans Outstanding | $2.1B |
| Shares & Deposits | $2.5B |
| Net Worth | $302.5M |
| Net Worth Ratio | 10.85% |
| Loan-to-Share Ratio | 87.0% |
| Delinquency Rate | 1.17% |
| Net Income | +$30,760,161 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
24 locations · 22 ATMs
Detroit DTE
1 Energy Plz # 230
Detroit, MI 48226
Ann Arbor - Packard Branch
2222 Packard St
Ann Arbor, MI 48104-6368
Auburn Hills Branch
2550 N Squirrel Rd
Auburn Hills, MI 48326-2383
Chelsea Branch
1170 S Main St Ste 100
Chelsea, MI 48118-1472
Dewitt
12750 Escanaba Dr
Dewitt, MI 48820
Who Can Join LAKE TRUST?
Membership Type: Community
Membership eligibility for LAKE TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact LAKE TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. LAKE TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LAKE TRUST has 179,409 members and a potential membership field of 7,914,602 people.
LAKE TRUST's net worth ratio is 10.85% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.8%, LAKE TRUST meets this threshold.
LAKE TRUST operates 24 branch locations and has access to 22 ATMs. The main office is located at 4605 S Old US Highway 23, Brighton, MI 48114-7521.
LAKE TRUST was established in 1944. It is a state-chartered credit union chartered under charter number 62047. The institution has been serving members for 82 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LAKE TRUST. All financial data is for informational purposes only.