LCRA
State-Chartered • Austin, Texas • Est. 1940
Quick Facts
- Charter Number
- #67537
- Type
- State-Chartered
- Established
- 1940
- Headquarters
- Austin, Texas 78760
- Address
- P O Box 19138
- Branches
- 2
- Members
- 2,086
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,086 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LCRA |
|---|---|
| Total Assets | $20.9M |
| Members | 2,086 |
| Loans Outstanding | $8.0M |
| Shares & Deposits | $17.6M |
| Net Worth | $3.2M |
| Net Worth Ratio | 15.52% |
| Loan-to-Share Ratio | 45.3% |
| Delinquency Rate | 2.10% |
| Net Income | +$108,514 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
EMF
104 E State Highway 71 Byp
La Grange, TX 78945-4445
SOC
Main Office3505 Montopolis Dr Bldg A
Austin, TX 78744
Who Can Join LCRA?
Membership Type: Community
Membership eligibility for LCRA may vary. Contact the credit union directly to confirm qualification requirements.
Contact LCRA directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. LCRA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LCRA has 2,086 members and a potential membership field of 8,193 people.
LCRA's net worth ratio is 15.52% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.5%, LCRA meets this threshold.
LCRA operates 2 branch locations. The main office is located at 3505 Montopolis Dr Bldg A, Austin, TX 78744.
LCRA was established in 1940. It is a state-chartered credit union chartered under charter number 67537. The institution has been serving members for 86 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LCRA. All financial data is for informational purposes only.