LIMESTONE FINANCIAL
State-Chartered • Manistique, Michigan • Est. 1954
Quick Facts
- Charter Number
- #68743
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Manistique, Michigan 49854
- Address
- 131 River St
- Branches
- 3
- ATMs
- 3
- Members
- 4,876
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,876 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LIMESTONE FINANCIAL |
|---|---|
| Total Assets | $80.0M |
| Members | 4,876 |
| Loans Outstanding | $63.3M |
| Shares & Deposits | $70.7M |
| Net Worth | $8.7M |
| Net Worth Ratio | 10.87% |
| Loan-to-Share Ratio | 89.4% |
| Delinquency Rate | 0.80% |
| Net Income | +$979,693 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office131 River St
Manistique, MI 49854
The Hub-Limestone FCU
725 E Lakeshore Dr
Manistique, MI 49854
The Hub @ LSSU
650 W Easterday Ave
Sault Sainte Marie, MI 49783
Who Can Join LIMESTONE FINANCIAL?
Membership Type: Community
Membership eligibility for LIMESTONE FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact LIMESTONE FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Michigan RankingsFrequently Asked Questions
Yes. LIMESTONE FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LIMESTONE FINANCIAL has 4,876 members and a potential membership field of 10,037,261 people.
LIMESTONE FINANCIAL's net worth ratio is 10.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, LIMESTONE FINANCIAL meets this threshold.
LIMESTONE FINANCIAL operates 3 branch locations and has access to 3 ATMs. The main office is located at 131 River St, Manistique, MI 49854.
LIMESTONE FINANCIAL was established in 1954. It is a state-chartered credit union chartered under charter number 68743. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LIMESTONE FINANCIAL. All financial data is for informational purposes only.