LISTERHILL
State-Chartered • Sheffield, Alabama • Est. 1952
Quick Facts
- Charter Number
- #63057
- Type
- State-Chartered
- Established
- 1952
- Headquarters
- Sheffield, Alabama 35660
- Address
- P.O. Box 566
- Branches
- 18
- ATMs
- 18
- Members
- 91,501
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
91,501 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LISTERHILL |
|---|---|
| Total Assets | $1.4B |
| Members | 91,501 |
| Loans Outstanding | $1.1B |
| Shares & Deposits | $1.3B |
| Net Worth | $158.1M |
| Net Worth Ratio | 11.04% |
| Loan-to-Share Ratio | 83.7% |
| Delinquency Rate | 0.84% |
| Net Income | +$10,493,936 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
18 locations · 18 ATMs
Main Office
Main Office4790 2nd St
Muscle Shoals, AL 35661-1285
Cullman
1850C Cherokee Ave SW Ste C
Cullman, AL 35055-5546
Downtown
301 W College St
Florence, AL 35630-5555
Haleyville
42213 Highway 195
Haleyville, AL 35565
Killen
300 Highway 43
Killen, AL 35645-9105
Who Can Join LISTERHILL?
Membership Type: Community
Membership eligibility for LISTERHILL may vary. Contact the credit union directly to confirm qualification requirements.
Contact LISTERHILL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Alabama RankingsFrequently Asked Questions
Yes. LISTERHILL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LISTERHILL has 91,501 members and a potential membership field of 25,608,306 people.
LISTERHILL's net worth ratio is 11.04% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, LISTERHILL meets this threshold.
LISTERHILL operates 18 branch locations and has access to 18 ATMs. The main office is located at 4790 2nd St, Muscle Shoals, AL 35661-1285.
LISTERHILL was established in 1952. It is a state-chartered credit union chartered under charter number 63057. The institution has been serving members for 74 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LISTERHILL. All financial data is for informational purposes only.