LOCKPORT SCHOOLS & COMMUNITY
Federal • LOCKPORT, New York • Est. 1966
Quick Facts
- Charter Number
- #17372
- Type
- Federal
- Established
- 1966
- Headquarters
- LOCKPORT, New York 14094-4848
- Address
- 360 S TRANSIT ST
- Branches
- 2
- ATMs
- 1
- Members
- 1,693
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,693 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LOCKPORT SCHOOLS & COMMUNITY |
|---|---|
| Total Assets | $26.3M |
| Members | 1,693 |
| Loans Outstanding | $15.4M |
| Shares & Deposits | $24.1M |
| Net Worth | $2.2M |
| Net Worth Ratio | 8.32% |
| Loan-to-Share Ratio | 64.0% |
| Delinquency Rate | 0.61% |
| Net Income | +$262,603 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 1 ATMs
Lockport Schools & Community FCU
Main Office360 S Transit St
Lockport, NY 14094-4848
Student Branch
250 Lincoln Ave
Lockport, NY 14094
Who Can Join LOCKPORT SCHOOLS & COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for LOCKPORT SCHOOLS & COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact LOCKPORT SCHOOLS & COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New York RankingsFrequently Asked Questions
Yes. LOCKPORT SCHOOLS & COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LOCKPORT SCHOOLS & COMMUNITY has 1,693 members and a potential membership field of 10,000 people.
LOCKPORT SCHOOLS & COMMUNITY's net worth ratio is 8.32% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.3%, LOCKPORT SCHOOLS & COMMUNITY meets this threshold.
LOCKPORT SCHOOLS & COMMUNITY operates 2 branch locations and has access to 1 ATMs. The main office is located at 360 S Transit St, Lockport, NY 14094-4848.
LOCKPORT SCHOOLS & COMMUNITY was established in 1966. It is a federal credit union chartered under charter number 17372. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LOCKPORT SCHOOLS & COMMUNITY. All financial data is for informational purposes only.