LONE STAR
State-Chartered • Dallas, Texas • Est. 1967
Quick Facts
- Charter Number
- #68449
- Type
- State-Chartered
- Established
- 1967
- Headquarters
- Dallas, Texas 75228
- Address
- 7508 Ferguson Rd
- Branches
- 4
- ATMs
- 4
- Members
- 11,802
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
11,802 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LONE STAR |
|---|---|
| Total Assets | $189.2M |
| Members | 11,802 |
| Loans Outstanding | $126.1M |
| Shares & Deposits | $171.1M |
| Net Worth | $16.4M |
| Net Worth Ratio | 8.64% |
| Loan-to-Share Ratio | 73.7% |
| Delinquency Rate | 0.57% |
| Net Income | +$1,380,654 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Ferguson Rd
Main Office7508 Ferguson Rd
Dallas, TX 75228
Greenville
2611 Eastland Ave
Greenville, TX 75402-8916
Terrell
140 9th St
Terrell, TX 75160
Kaufman
750 E US Highway 175
Kaufman, TX 75142-3547
Who Can Join LONE STAR?
Membership Type: Community
Membership eligibility for LONE STAR may vary. Contact the credit union directly to confirm qualification requirements.
Contact LONE STAR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. LONE STAR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LONE STAR has 11,802 members and a potential membership field of 3,093,380 people.
LONE STAR's net worth ratio is 8.64% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.6%, LONE STAR meets this threshold.
LONE STAR operates 4 branch locations and has access to 4 ATMs. The main office is located at 7508 Ferguson Rd, Dallas, TX 75228.
LONE STAR was established in 1967. It is a state-chartered credit union chartered under charter number 68449. The institution has been serving members for 59 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LONE STAR. All financial data is for informational purposes only.