MAGNOLIA
Federal • Jackson, Mississippi • Est. 1935
Quick Facts
- Charter Number
- #224
- Type
- Federal
- Established
- 1935
- Headquarters
- Jackson, Mississippi 39206
- Address
- 240 Briarwood Dr
- Branches
- 5
- ATMs
- 4
- Members
- 21,178
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
21,178 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAGNOLIA |
|---|---|
| Total Assets | $178.5M |
| Members | 21,178 |
| Loans Outstanding | $119.8M |
| Shares & Deposits | $134.8M |
| Net Worth | $39.0M |
| Net Worth Ratio | 21.83% |
| Loan-to-Share Ratio | 88.9% |
| Delinquency Rate | 0.61% |
| Net Income | +$8,990,782 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 4 ATMs
Main
Main Office240 Briarwood Dr
Jackson, MS 39206
Flowood Service Center
2847 Lakeland Dr
Flowood, MS 39232-8858
Madison Service Center
1770 Highway 51
Madison, MS 39110
Morton Branch
5134 Highway 80
Morton, MS 39117
McComb Branch
913 Delaware Ave
McComb, MS 39648-3825
Who Can Join MAGNOLIA?
Membership Type: Occupational
Membership eligibility for MAGNOLIA may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAGNOLIA directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Mississippi
Browse all federally insured credit unions in Mississippi, ranked by assets, members, and financial health score.
View Mississippi RankingsFrequently Asked Questions
Yes. MAGNOLIA is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MAGNOLIA has 21,178 members and a potential membership field of 579,164 people.
MAGNOLIA's net worth ratio is 21.83% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 21.8%, MAGNOLIA meets this threshold.
MAGNOLIA operates 5 branch locations and has access to 4 ATMs. The main office is located at 240 Briarwood Dr, Jackson, MS 39206.
MAGNOLIA was established in 1935. It is a federal credit union chartered under charter number 224. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MAGNOLIA. All financial data is for informational purposes only.