MAINE STATE
State-Chartered • Augusta, Maine • Est. 1935
Quick Facts
- Charter Number
- #63377
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Augusta, Maine 04332-5659
- Address
- P.O. Box 5659
- Branches
- 5
- ATMs
- 6
- Members
- 37,275
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
37,275 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MAINE STATE |
|---|---|
| Total Assets | $779.2M |
| Members | 37,275 |
| Loans Outstanding | $570.9M |
| Shares & Deposits | $691.0M |
| Net Worth | $77.8M |
| Net Worth Ratio | 9.98% |
| Loan-to-Share Ratio | 82.6% |
| Delinquency Rate | 1.14% |
| Net Income | +$6,046,856 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 6 ATMs
Capitol Street
Main Office200 Capitol St
Augusta, ME 04330-6238
East Side
162 Hospital St
Augusta, ME 04330-0717
Waterville Branch
81 Grove St
Waterville, ME 04901-5826
Gray Branch
25 Portland Rd
Gray, ME 04039
Rockland Branch
168 Camden St
Rockland, ME 04841
Who Can Join MAINE STATE?
Membership Type: Community
Membership eligibility for MAINE STATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact MAINE STATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maine RankingsFrequently Asked Questions
Yes. MAINE STATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MAINE STATE has 37,275 members and a potential membership field of 735,000 people.
MAINE STATE's net worth ratio is 9.98% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.0%, MAINE STATE meets this threshold.
MAINE STATE operates 5 branch locations and has access to 6 ATMs. The main office is located at 200 Capitol St, Augusta, ME 04330-6238.
MAINE STATE was established in 1935. It is a state-chartered credit union chartered under charter number 63377. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MAINE STATE. All financial data is for informational purposes only.