MASSACHUSETTS FAMILY
Federal • LYNN, Massachusetts • Est. 1926
Quick Facts
- Charter Number
- #24924
- Type
- Federal
- Established
- 1926
- Headquarters
- LYNN, Massachusetts 01903
- Address
- PO BOX 615
- Branches
- 3
- Members
- 1,401
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,401 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | MASSACHUSETTS FAMILY |
|---|---|
| Total Assets | $29.7M |
| Members | 1,401 |
| Loans Outstanding | $22.8M |
| Shares & Deposits | $22.1M |
| Net Worth | $4.8M |
| Net Worth Ratio | 16.06% |
| Loan-to-Share Ratio | 102.8% |
| Delinquency Rate | 0.08% |
| Net Income | +$121,864 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Mass Family CU
Main Office51 Willow St
Lynn, MA 01901
BRANCH OFFICE
139 LYNNFIELD ST
PEABODY, MA 01960
vital records server
51 Willow st
Lynn, MA 01901
Who Can Join MASSACHUSETTS FAMILY?
Membership Type: Other/Unknown
Membership eligibility for MASSACHUSETTS FAMILY may vary. Contact the credit union directly to confirm qualification requirements.
Contact MASSACHUSETTS FAMILY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Massachusetts RankingsFrequently Asked Questions
Yes. MASSACHUSETTS FAMILY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, MASSACHUSETTS FAMILY has 1,401 members and a potential membership field of 750,000 people.
MASSACHUSETTS FAMILY's net worth ratio is 16.06% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.1%, MASSACHUSETTS FAMILY meets this threshold.
MASSACHUSETTS FAMILY operates 3 branch locations. The main office is located at 51 Willow St, Lynn, MA 01901.
MASSACHUSETTS FAMILY was established in 1926. It is a federal credit union chartered under charter number 24924. The institution has been serving members for 100 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or MASSACHUSETTS FAMILY. All financial data is for informational purposes only.